Protecting Assets One Family and One Business at a Time
Insurance is something we don’t think about until we’re forced to. It’s a bill we don’t enjoy paying until we experience the need, breathing that sigh of relief that we are insured.
At Oberryman Insurance, we see our job as filling the gap between the need and the sigh. We make sure that you are adequately protected. That you know you’re assets are secure. And that, when it comes time for your policies to do their jobs, your sigh won’t be one of surprise.
Insurance is about Service
The keys to delivering a higher level of service are knowledge, tools and empathy. If any of the three are absent, the client suffers. At OBI, we provide the best we can for each client every day.
What We Know About Protecting Assets
Knowledge involves several factors:
- Longevity – we’ve been providing insurance services to individuals and businesses for more than a decade. During which time we have had the opportunity to analyze many different situations and propose many different solutions.
- Product Understanding and Awareness – insurance is provided by a vast array of companies in an equally large number of formats. Our job, as an independent insurance agency, is to research, learn and decide which companies and products will best meet the needs of our clients.
- Experience – it’s difficult to appreciate diverse positions without having had some degree of work and life experience. Experience is what allows us to apply our knowledge to your situation.
Orlando Berryman founded Oberryman Insurance Agency in August of 2000, writing all lines of insurance. He has over 20 years of experience in the insurance industry, including sales, claims and underwriting.
Orlando earned a Bachelor’s Degree in Criminal Justice from Radford University (RU). He was a founding member of Sigma Chi Fraternity at RU. He subsequently earned a second Bachelor’s Degree in Business Administration from the University of Mary Washington, and was a Captain in the US Army Reserves.
What makes us different? Our insurance partners. Our commitment to client service. Our investment in state-of-the-art communication technologies. While true, these are just part of the story. Here’s what really makes us different and gives you the opportunity to save money without sacrificing personalized service.
Oberryman goes out of the way to find products and companies that meet our client’s very specific needs, no matter how niche those requirements might be. For instance, if you are a siding contractor or a flooring contractor, we have policies designed for your business, backed by insurance companies that specialize in insuring what you do. Here’s just a partial list of business types we’ve won over:
- Flooring Contractors
- Electrical Contractors
- Plumbing Contractors
- Siding Contractors
- Painting Contractors
- Auto Repair and Garages
- Barber Shops and Nail Salons
- Restaurant Owners
- Religious Organizations
- Office and Retail Property Owners
When you work with people who understand your business and its particular insurance needs, you’ll understand how Oberryman Insurance can keep your premiums down and your level of individualized service up.
An Independent Advantage
We are Independent Agents in Woodbridge, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Oberryman Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.