Terms of Service Agreement

This website is an information service provided by Oberryman Insurance herein after known as "the agency". By using the website, you agree to be bound by this Terms of Use Agreement. This Terms of Use Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Virginia governing contracts wholly entered into and wholly performed within State of Virginia.

The agency may change this Terms of Use Agreement at any time. When the terms are changed, the changes will appear in this document. By using the website after any change in the Terms of Use Agreement is posted, you agree to be bound by all of the changes as well. You should consult this page each time you access the website.

This Terms of Use Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect. The agency may discontinue or change the website, or its availability to you, at any time without notice.

Copyright and Limitations on Use

The information available through this website is the property of the agency or its licensors and is protected by copyright and other intellectual property laws. Information received through the website may be displayed, reformatted and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the information received through the website to anyone, including but not limited to others in the same company or organization, without the express prior written consent of the agency.. The website includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. The agency does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations.

Disclaimer of Warranties and Liability

Due to the number of sources from which information on this website may be obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such information and the website. The website may contain generic descriptions of coverage provided by various insurance policies. Any description of coverage on this website is not a guarantee of the coverage provided on your policy purchased through this agency, or any other insurance policy you may currently own or purchase in the future. To verify coverage provided on your specific policy or a policy you are contemplating purchasing, you should contact the agency directly or the insurance carrier that issued, or will potentially issue the policy.

THE AGENCY AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION AVAILABLE THROUGH THE WEBSITE, OR THE WEBSITE ITSELF. NEITHER THE AGENCY NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEBSITE AND ANY NEWS AND INFORMATION THROUGH THE WEBSITE. IN NO EVENT WILL THE AGENCY, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH INFORMATION OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF THE AGENCY, ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH THE WEBSITE OR THE INFORMATION IN THE WEBSITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO THE AGENCY FOR USE OF THE SERVICE

As your insurance agent or broker, our objective is to professionally serve your insurance needs. We recognize that in providing these services, we have an obligation to safeguard the personal information you entrust to us, as well as other information we may collect as part of the insurance transaction. This notice describes the privacy practices and standards we have adopted to protect and ensure the confidentiality of your non-public personal information. All of the companies listed below adhere to these practices and standards.

PRIVACY POLICY

Oberryman Insurance

We do not disclose any non-public personal information about our policyholders or claimants to any third parties except as is permitted by law. Any such disclosures are made for the purpose of transacting the business of your insurance coverage or your claim. We do not sell or market your non-public personal information.

The Information We Collect

We collect non-public personal information about you from a variety of sources. The information we collect allows us to properly underwrite and rate your insurance policy and to complete the other transactions incidental to your insurance policy. Sources of information include:

    • Information we receive from you on applications or other forms
    • Information about your transactions with us, our affiliates, or others
    • Information we receive from a consumer reporting agency
    • Driver information from the state motor vehicle departments
    • Medical or financial information

The Information We Disclose

We do not disclose any non-public personal information about our policyholders except as permitted by law. In some cases, this information can be disclosed to third parties without your authorization. These disclosures may include those made to your insurance company, appraisers, independent adjusters, insurance regulators, and/or your mortgage lender or lien holder. It is the agency's normal procedure that your policy could be re-marketed for purposes of renewing or replacing it. We do not sell our customer lists.

How We Protect Your Personal Information

We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We maintain physical, electronic, and procedural safeguards to protect your personal information.

Any Questions?
This notice is required by federal law. If you would like any additional information, please contact us

Oberryman Insurance Agency, LLC,
2241 S Tackett's Mill Drive
Woodbridge, VA, 22192
Phone: (703) 499-8600
Fax: (703) 499-8700
E-Fax: (703) 997-5807 Hours of Operation

Monday - Thursday:
9:30am - 6:00pm
Friday 9:30 am to 5:00pm
Saturday & Evenings: By Appointment

Oberryman Insurance Agency, LLC, is licensed to conduct business in Virginia and Maryland.
The information on this site is a solicitation to conduct business only in the aforementioned states of authority.