You don't have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are still relatively rare. However, receiving a lawsuit with a million-dollar demand is more common. If you receive such a court summons and you have only $100,000 of coverage, you may lose a lot of sleep.
Umbrella policies offer inexpensive "peace of mind" for most types of negligence claims. Automobile accidents are probably the most common source of serious claims. This policy supplements your basic automobile liability with extra million-dollar layers of protection. It also covers other types of catastrophic claims such as a neighbor's child drowning in your pool or the delivery man being seriously injured by falling over your child's toys.
If you live in Virginia, Maryland, or Washington D.C., let Oberryman help you determine the best coverage for your whole range of insurance needs. Whether you need to protect your most important asset, your home, or you’re shopping for a good, affordable auto policy, contact us for a quote.
When possible, it’s best to take a comprehensive approach to insurance planning. Let us help you develop a personal insurance plan that will protect your family’s assets and your ability to earn a living when you need that protection the most.
Oberryman Insurance Agency offers free, comparative quotes on Personal Umbrella Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.